Fraud News & Guides

Expert analysis, statistics, and practical guides on fraud protection for individuals and businesses.

Statistics8 min read·15 January 2026

Fraud Statistics 2025: $3 Billion Lost — The Full Picture

$3 billion was lost to scams and fraud in 2025 — a 30% increase from the year before. We break down who is being targeted, how, and what it means for your protection.

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Personal7 min read

How to Protect Yourself from Online Scams — 2026 Guide

Practical steps you can take to avoid the most common scam types — from phishing texts to fake investment platforms and romance scams.

Business6 min read

What is Fidelity Insurance and Why Your Business Needs It

Employee fraud costs businesses hundreds of millions of dollars each year — often undetected for 18 months or more. Fidelity insurance is the financial safety net every business needs.

Business8 min read

Cyber Insurance Explained for Small Businesses — Is It Worth It?

Ransomware attacks, data breaches, and business email compromise are devastating SMEs. Here's what cyber insurance covers and how to decide if you need it.

Personal6 min read

Identity Theft — What to Do If You're Targeted

Someone is using your identity. What do you do right now? A step-by-step action plan for identity theft victims.

Business7 min read

Employee Fraud — The Hidden Risk Facing Businesses

The most common business fraudster isn't a hacker or a scammer — it's a trusted employee. Here's what you need to know.

Business7 min read

Social Engineering Attacks — How Businesses Are Being Targeted

Criminals don't hack computers — they hack people. Social engineering fraud is costing businesses millions and it's getting more sophisticated every year.

Personal7 min read

Romance Scams — The Growing Epidemic Affecting All Ages

Romance scams are devastating people of all ages and backgrounds. Here's how they work, warning signs, and how to protect yourself and your loved ones.

Personal6 min read

Investment Scam Warning Signs — How to Spot a Fake Platform

Investors are losing hundreds of millions to fake trading platforms and crypto scams. Here are the warning signs everyone should know.

Business6 min read

Business Email Compromise — The Fastest Growing Business Fraud

BEC fraud is costing businesses tens of millions of dollars each year. One simple policy change stops 90% of attacks. Here's what you need to know.

Personal8 min read

Does Your Bank Really Protect You from Fraud? The Full Truth

Every major bank promises fraud protection. But what are they actually obligated to cover — and when can they decline your claim? We break it all down.

Advice7 min read

What Is Fraud Insurance? Your Complete NZ Guide

Fraud insurance covers a range of products protecting individuals and businesses from financial crime. This guide explains every type, who needs what, and how to access cover in New Zealand.

Business7 min read

Cyber Insurance vs Commercial Crime Insurance — What's the Difference?

Both cover fraud, but they protect against different things. Here's how to understand the overlap, the gaps, and when your business needs both — with NZ provider examples.

Advice7 min read

How to Make a Fraud Insurance Claim in NZ — Step by Step

Making a fraud insurance claim requires specific steps in the right order. What to document, common mistakes that cost you coverage, and what to expect from the process.

Business7 min read

NZ Privacy Act 2020: What Your Business Must Do After a Data Breach

The Privacy Act 2020 created mandatory breach notification obligations with real consequences. Here's what businesses must do — and how cyber insurance helps comply.

Business7 min read

How to Protect Your Business from Employee Fraud — A Practical Guide

The average employee fraud costs $150,000+ and runs for 18 months before detection. Here are the controls that actually work — and why fidelity insurance is the essential backstop.

Personal7 min read

Investment Scam Warning Signs NZ 2026 — How to Spot a Fake Platform

NZ investors lost over $100 million to investment scams in 2024. Here's how to recognise fake platforms, check FMA registration, and what to do if you've been targeted.

Business6 min read

Commercial Crime Insurance vs Cyber Insurance — What's the Difference?

Both cover fraud, but they protect different things. Understanding the gap between commercial crime and cyber insurance is critical for businesses.

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