Fraud News & Guides
Expert analysis, statistics, and practical guides on fraud protection for individuals and businesses.
Fraud Statistics 2025: $3 Billion Lost — The Full Picture
$3 billion was lost to scams and fraud in 2025 — a 30% increase from the year before. We break down who is being targeted, how, and what it means for your protection.
Read the full guide →How to Protect Yourself from Online Scams — 2026 Guide
Practical steps you can take to avoid the most common scam types — from phishing texts to fake investment platforms and romance scams.
What is Fidelity Insurance and Why Your Business Needs It
Employee fraud costs businesses hundreds of millions of dollars each year — often undetected for 18 months or more. Fidelity insurance is the financial safety net every business needs.
Cyber Insurance Explained for Small Businesses — Is It Worth It?
Ransomware attacks, data breaches, and business email compromise are devastating SMEs. Here's what cyber insurance covers and how to decide if you need it.
Identity Theft — What to Do If You're Targeted
Someone is using your identity. What do you do right now? A step-by-step action plan for identity theft victims.
Employee Fraud — The Hidden Risk Facing Businesses
The most common business fraudster isn't a hacker or a scammer — it's a trusted employee. Here's what you need to know.
Social Engineering Attacks — How Businesses Are Being Targeted
Criminals don't hack computers — they hack people. Social engineering fraud is costing businesses millions and it's getting more sophisticated every year.
Romance Scams — The Growing Epidemic Affecting All Ages
Romance scams are devastating people of all ages and backgrounds. Here's how they work, warning signs, and how to protect yourself and your loved ones.
Investment Scam Warning Signs — How to Spot a Fake Platform
Investors are losing hundreds of millions to fake trading platforms and crypto scams. Here are the warning signs everyone should know.
Business Email Compromise — The Fastest Growing Business Fraud
BEC fraud is costing businesses tens of millions of dollars each year. One simple policy change stops 90% of attacks. Here's what you need to know.
Does Your Bank Really Protect You from Fraud? The Full Truth
Every major bank promises fraud protection. But what are they actually obligated to cover — and when can they decline your claim? We break it all down.
What Is Fraud Insurance? Your Complete NZ Guide
Fraud insurance covers a range of products protecting individuals and businesses from financial crime. This guide explains every type, who needs what, and how to access cover in New Zealand.
Cyber Insurance vs Commercial Crime Insurance — What's the Difference?
Both cover fraud, but they protect against different things. Here's how to understand the overlap, the gaps, and when your business needs both — with NZ provider examples.
How to Make a Fraud Insurance Claim in NZ — Step by Step
Making a fraud insurance claim requires specific steps in the right order. What to document, common mistakes that cost you coverage, and what to expect from the process.
NZ Privacy Act 2020: What Your Business Must Do After a Data Breach
The Privacy Act 2020 created mandatory breach notification obligations with real consequences. Here's what businesses must do — and how cyber insurance helps comply.
How to Protect Your Business from Employee Fraud — A Practical Guide
The average employee fraud costs $150,000+ and runs for 18 months before detection. Here are the controls that actually work — and why fidelity insurance is the essential backstop.
Investment Scam Warning Signs NZ 2026 — How to Spot a Fake Platform
NZ investors lost over $100 million to investment scams in 2024. Here's how to recognise fake platforms, check FMA registration, and what to do if you've been targeted.
Commercial Crime Insurance vs Cyber Insurance — What's the Difference?
Both cover fraud, but they protect different things. Understanding the gap between commercial crime and cyber insurance is critical for businesses.
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