Business Sector Guide

Construction & Property Fraud Insurance

High-value transactions, subcontractors, and progress payments create significant fraud exposure.

Fraud Risks for Construction & Property

Construction and property development businesses handle large, time-sensitive transactions — progress payments, subcontractor invoices, and property settlements — that are prime targets for payment diversion fraud. Business Email Compromise targeting construction projects has increased significantly, with criminals intercepting payment communications to redirect funds.

Top Fraud Risks in Your Sector

  • BEC diverting subcontractor or settlement payments
  • Fraudulent invoice substitution
  • Employee theft of materials or funds
  • False progress claim fraud
  • Contractor impersonation for upfront payments

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Frequently Asked Questions

The most common attack is Business Email Compromise: criminals compromise the email of a subcontractor or supplier and send fake "updated bank details" just before a large payment is due. The payment goes to a fraudulent account. Strict phone-verification procedures for any banking change requests are the best prevention.

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Protect your construction & property business against the most common fraud risks in your sector.

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