Business Sector Guide

Small Business Fraud Insurance

Affordable fraud protection for SMEs — from sole traders to businesses with 20 staff.

Fraud Risks for Small Business

Small businesses are disproportionately targeted by fraudsters — they often have fewer controls and less oversight than large organisations. Employee theft, invoice fraud, and cyber attacks affect thousands of local SMEs each year. Affordable fidelity and cyber insurance packages are available specifically designed for small businesses.

Top Fraud Risks in Your Sector

  • Employee cash theft
  • Invoice fraud from fake suppliers
  • Ransomware attacks
  • BEC payment diversion
  • Phishing targeting owner credentials

Recommended Insurance Cover

Fidelity InsuranceCyber InsuranceSocial Engineering Fraud Add-on

Frequently Asked Questions

Yes — fidelity insurance for SMEs can start from $800-$1,500 per year, and basic cyber insurance from $1,500-$3,000 per year. For a business with $1-5m revenue, this is a modest cost compared to the potential loss from a single fraud event, which averages $50,000+ for local SMEs.

Get a Small Business Insurance Quote

A licensed adviser will recommend cover specific to your sector and risk profile.

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Get Small Business Fraud Insurance

Protect your small business business against the most common fraud risks in your sector.

Get a Free Quote →