Business Sector Guide

Not-for-Profit & Charities Fraud Insurance

Protecting charitable funds from fraud — because trust is everything to a charity's mission.

Fraud Risks for Not-for-Profit & Charities

Charities and not-for-profit organisations are particularly vulnerable to fraud — they often rely on volunteers, have limited financial oversight, and depend on donor trust. Employee or volunteer fraud at a charity can be devastating not just financially but to reputation and community confidence. Specialist NFP fidelity insurance is available and often surprisingly affordable.

Top Fraud Risks in Your Sector

  • Volunteer and staff embezzlement
  • Donation fund misappropriation
  • Cyber attacks targeting donor databases
  • Fraudulent grant applications in your name
  • Payment diversion by trusted staff

Recommended Insurance Cover

Fidelity Insurance (including volunteers)Cyber InsuranceManagement Liability

Frequently Asked Questions

Yes — specialist NFP fidelity policies can be extended to cover volunteers, which is important for charities that rely heavily on unpaid workers. Make sure to specifically ask brokers about volunteer coverage when obtaining quotes.

Get a Not-for-Profit & Charities Insurance Quote

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Get Not-for-Profit & Charities Fraud Insurance

Protect your not-for-profit & charities business against the most common fraud risks in your sector.

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